$469,000 for Sale

412 ricoma beach, bay city, MI 48706

Beds 2 Baths 1 1,424 Sqft 0.29 Acres 1 of 22
Property Description
Waterfront Charm on Saginaw Bay â?? A Hidden Gem! Escape to your own slice of paradise with this adorable 2-bedroom, 1-bath waterfront cottage on 100 feet of stunning Saginaw Bay shoreline! Wake up to breathtaking sunrises from the light-filled sunroom or unwind in the cozy living room with panoramic water views. The rock seawall provides stability while offering possibilities of direct access to endless waterfront adventures. Outside, a spacious yard and a beautiful gazebo create the perfect setting for relaxing, entertaining, or simply soaking in the peaceful surroundings. Plus, the included lot across the road adds even more potentialâ??extra space for outdoor fun, gardening, or future expansion! Adventure is just steps away, with the nearby rail trail for biking and hiking and a state park just down the road. Complete with a Generac generator for peace of mind, this charming retreat is ready to welcome you. Whether you're looking for a year-round home or a vacation escape, this cottage is the perfect place to make memories. Don't waitâ??come experience the magic of lakeside living!
General Information
Sale Price: $469,000
Price/SqFt: $329
Status: Active
MLS#: bcami50157206
City: bangor twp
Post Office: bay city
Schools: bangor township schools
County: Bay
Acres: 0.29
Lot Dimensions: 100x124
Bedrooms:2
Bathrooms:1   (1 full, 0 half)
House Size: 1,424 sq.ft.
Acreage: 0.29 est.
Year Built: 1932
Property Type: Single Family
Style: 2 Story
Features & Room Sizes
Bedroom 1:  14x10
Bedroom 2 :  15x19
Bedroom 3: 
Bedroom 4: 
Family Room: 
Greatroom: 
Dinning Room:  13x9
Kitchen:  7x6
Livingroom:  23x11
Outer Buildings:  Gazebo,Shed
Pole Buildings:  Gazebo,Shed
Garage:  1
Garage Description:  Attached Garage
Exterior:  Brick,Vinyl Siding
Exterior Misc:  Garden Area
Fireplaces:  Yes
Fireplace Description:  Wood Burning
Basement:  Yes
Basement Description:  Block,Brick,Sump Pump
Foundation :  Basement
Appliances:  Dryer,Refrigerator,Washer
Heating:  Forced Air
Fuel:  Natural Gas
Waste:  Public Sanitary
Watersource:  Public Water
Tax, Fees & Legal
Est. Summer Taxes:  $3,025
Est. Winter Taxes:  $1,800
HOA fees: 


Information provided by Midland Board of REALTORS® Copyright 2025
All information provided is deemed reliable but is not guaranteed and should be independently verified. Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing By: Kristi Lambert of Ayre/Rhinehart Bay REALTORS, Phone: 989-892-4800
(989) 316-8122 Call Karen Barrett for more information about this property.

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Karen Barrett
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This Home located at
412 ricoma beach, bay city MI 48706
is currently for sale priced at $469,000 and was listed on October, 03, 2024 and has been on the market for 161 days and was last updated on March, 11, 2025.

412 ricoma beach has 2 bedrooms, 1 bathrooms, and approximately 1,424 square feet. This home is in the bangor township schools school district and has a lot size of 100x124 with 0.29 acres and was built in 1932. 412 ricoma beach is in the 48706 ZIP Code area of bay city.

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